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WhatsApp Payments Launched in india; How to Send and Receive Money on WhatsApp

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The People across India are able to send money through WhatsApp Payments. This secure payment experience makes transferring money just as easy as sending a message. People can safely send money to a family member or share the cost of goods from a distance without having to exchange cash in person or going to a local bank.

In a blog post said, the WhatsApp payments feature designed in partnership with the National Payments Corporation of India (NPCI) using the Unified Payment Interface (UPI), an India-first, the real-time payment system that enables transactions with over 160 supported banks. We’re excited to join India’s campaign to increase the ease and use of digital payments, which is helping expand financial inclusion in India.

To send money on WhatsApp in India, it’s necessary to have a bank account and debit card in India. WhatsApp sends instructions to banks, also known as payment service providers, that initiate the transfer of money via UPI between sender and receiver bank accounts. WhatsApp delighted to be working with Top 5 Commercial Banks in India: ICICI Bank, HDFC Bank, Axis Bank, the State Bank of India, and Jio Payments Bank. People can send money on WhatsApp to anyone using a UPI supported app.

How to Setup WhatsApp Payments

Step 1: Open the WhatsApp app on your smartphone and tap on the three-dotted icon, which is placed on the top right corner of the screen.

Step 2: Tap on Payments > Add payment method. You will get the list of bank names in India.

Step 3: After selecting the name of your bank, your mobile number linked with the bank will be verified. For this, you need to tap on Verify via SMS. Make sure the WhatsApp number is the same as the one linked to your bank account.

Step 4: Once the verification process is completed, you can then need to finish setting up WhatsApp payments. You will need to set a UPI pin for carrying out transactions similar to how it is on other apps. After this, you will be able to see the chosen bank on the payments page.

Whatsapp payments india
Whatsapp payments India

How to Send and Receive Money with WhatsApp Payments

Step 1: Open the chat of the person on WhatsApp and go to the attachment icon.

Step 2: Tap on Payment and add the amount you want to send to the individual. One can also add a note.

Step 3: To complete the WhatsApp payment process, you need to enter your UPI PIN. once the transaction is completed, you will get a confirmation message.

Just like every feature, WhatsApp payments designed with a strong set of security and privacy principles, including entering a personal UPI PIN for each payment. Payments on WhatsApp is now available for the user on the latest updated version of the iPhone and Android app.

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